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Alaska 1332 Waiver - Economic Analysis

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dc.contributor.author Bibler, Andrew
dc.date.accessioned 2017-08-10T21:49:49Z
dc.date.available 2017-08-10T21:49:49Z
dc.date.issued 2016-12-23
dc.identifier.uri http://hdl.handle.net/11122/7806
dc.description.abstract The four guardrails that a successful 1332 waiver must meet are as follows: 1. Coverage - There must be at least a comparable number of individuals with coverage under the waiver as would have had coverage without the waiver. 2. Affordability – The waiver should not result in an increase in out-of-pocket spending required of residents to obtain coverage, relative to income. 3. Comprehensiveness – The waiver should not decrease the number of individuals with coverage that meets the essential health benefits (EHB) benchmark. 4. Deficit Neutrality – The waiver should not have any negative impact on the federal deficit. In this report, the first three guardrails are briefly discussed to reaffirm that the actuarial analysis conducted by Oliver Wyman demonstrates that the proposed waiver meets them. The actuarial report from Oliver Wyman projects that the proposed waiver will increase the number of individuals taking up insurance in the individual market, lower average premiums, and have no impact on the comprehensiveness of coverage. The numbers reported in the actuarial analysis are then used to help evaluate the impact that the proposed waiver will have on the federal budget. en_US
dc.description.sponsorship Alaska Division of Insurance en_US
dc.language.iso en_US en_US
dc.publisher Institute of Social and Economic Research, University of Alaska Anchorage en_US
dc.subject Alaska en_US
dc.subject insurance en_US
dc.subject Alaska 1332 Waiver en_US
dc.title Alaska 1332 Waiver - Economic Analysis en_US
dc.type Report en_US


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