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dc.contributor.authorBibler, Andrew
dc.date.accessioned2017-08-10T21:49:49Z
dc.date.available2017-08-10T21:49:49Z
dc.date.issued2016-12-23
dc.identifier.urihttp://hdl.handle.net/11122/7806
dc.description.abstractThe four guardrails that a successful 1332 waiver must meet are as follows: 1. Coverage - There must be at least a comparable number of individuals with coverage under the waiver as would have had coverage without the waiver. 2. Affordability – The waiver should not result in an increase in out-of-pocket spending required of residents to obtain coverage, relative to income. 3. Comprehensiveness – The waiver should not decrease the number of individuals with coverage that meets the essential health benefits (EHB) benchmark. 4. Deficit Neutrality – The waiver should not have any negative impact on the federal deficit. In this report, the first three guardrails are briefly discussed to reaffirm that the actuarial analysis conducted by Oliver Wyman demonstrates that the proposed waiver meets them. The actuarial report from Oliver Wyman projects that the proposed waiver will increase the number of individuals taking up insurance in the individual market, lower average premiums, and have no impact on the comprehensiveness of coverage. The numbers reported in the actuarial analysis are then used to help evaluate the impact that the proposed waiver will have on the federal budget.en_US
dc.description.sponsorshipAlaska Division of Insuranceen_US
dc.language.isoen_USen_US
dc.publisherInstitute of Social and Economic Research, University of Alaska Anchorageen_US
dc.subjectAlaskaen_US
dc.subjectinsuranceen_US
dc.subjectAlaska 1332 Waiveren_US
dc.titleAlaska 1332 Waiver - Economic Analysisen_US
dc.typeReporten_US
refterms.dateFOA2020-03-05T12:43:21Z


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